
| Main: (949) 269-7001 Fax: (949) 419-9815 customerservice@intercaplending.com |
DISCLAIMER *This program is a 30 year Fixed DU Refi Plus mortgage. Offer applies to a 1st mortgage loan in the amount of $300,000 secured by owner-occupied, single family, primary residence. This offer assumes you have required full documentation of income and assets. Formal approval will be subject to satisfactory verification of income and assets. Interest rates shown are current as of 2/23/2012. Offer assumes a Loan to Value (LTV) of 105% and minimum FICO score of 680. Rates are subject to change without notice. Applicant must meet credit and income requirements, and certain restrictions apply and not all applicants will be approved. *The 5/1 Adjustable Rate Mortgage (ARM) is fixed for the first 60 months. Payments are based on the initial rate, current index and margin and take into account initial, subsequent, and lifetime cap which is 5% above the initial start rate. *The 5/1 program is a variable rate loan and actual payment amounts will vary annually after the fifth year based on changes in the associated index. *Your payment may increase if interest rates increase after the fifth year. Approved by the Department of Housing and Urban Development as a Direct Endorsement Lender I.D. # 3213-300-022 Licensed by the North Carolina Commissioner of Banks License # L-150561 Licensed by the California Department of Corporations Finance Lenders License #4131105 Licensed by the State of Washington Dept. of Financial Institutions Lic.#CL190465 Licensed by the New Mexico Financial Institutions Division # 01343 Licensed by Oklahoma Department of Consumer Credit # SL007081 Colorado Supervised Lender’s Branch License #991130-001, Jeff Singleton – Manager Lic# 215354 (Regulated by the Colorado Division of Real Estate) Licensed by the State of Texas Department of Savings & Mortgage Lending License #84359 Intercap Lending is a dba of Suburban Mortgage Company of New Mexico ~ 9401 Jeronimo, Suite 200 ~ Irvine, CA 92618 Persons responsible for this mail piece can be contacted directly at 949-419-9814 AGENCY APPROVALS: FNMA - #171430002 / FHLMC - #124731 / FHA - #3213309992 / GNMA # 2454 NMLS # 190465 |
| Questions? 1-866-360-8786 |
| If you owe more on your home than it is worth or your interest rate is HIGHER than 4.5% this applies to you! A Special Government Program known as HARP is now available to help homeowners reduce their interest rate and payment in an effort to head off record foreclosures in the U.S. without the traditional qualification documentation. Appraisal or verification of assets may not be required to qualify for this program. Call 1-866-360-8786 |