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Main: (949) 269-7001 Fax: (949) 419-9815
customerservice@intercaplending.com

*HARP 30 year fixed       4.25%                      0                          4.392%

**FHA  5 year fixed          3.25%                     0                          3.452%
              
Programs                        Rate                   Points                      APR

DISCLAIMER
*This program is a 30 year Fixed DU Refi Plus mortgage.  Offer applies to a 1st mortgage loan in the amount of $300,000 secured by owner-occupied, single family, primary residence.  This
offer assumes you have required full documentation of income and assets. Formal approval will be subject to satisfactory verification of income and assets.  Interest rates shown are current as of  
2/23/2012.  Offer assumes a Loan to Value (LTV) of 105% and minimum FICO score of 680.  Rates are subject to change without notice.  Applicant must meet credit and income requirements,
and certain restrictions apply and not all applicants will be approved.

*The 5/1 Adjustable Rate Mortgage (ARM) is fixed for the first 60 months.  Payments are based on the initial rate, current index and margin and take into account initial, subsequent, and
lifetime cap which is 5% above the initial start rate.  *The 5/1 program is a variable rate loan and actual payment amounts will vary annually after the fifth year based on changes in the
associated index.  *Your payment may increase if interest rates increase after the fifth year.  

Approved by the Department of Housing and Urban Development as a Direct Endorsement Lender I.D. # 3213-300-022
Licensed by the North Carolina Commissioner of Banks License # L-150561
Licensed by the California Department of Corporations Finance Lenders License #4131105
Licensed by the State of Washington Dept. of Financial Institutions Lic.#CL190465
Licensed by the New Mexico Financial Institutions Division # 01343
Licensed by Oklahoma Department of Consumer Credit # SL007081
Colorado Supervised Lender’s Branch License #991130-001, Jeff Singleton – Manager Lic# 215354
(Regulated by the Colorado Division of Real Estate)
Licensed by the State of Texas Department of Savings & Mortgage Lending License #84359
Intercap Lending is a dba of Suburban Mortgage Company of New Mexico ~ 9401 Jeronimo, Suite 200 ~ Irvine, CA 92618
Persons responsible for this mail piece can be contacted directly at 949-419-9814
AGENCY APPROVALS: FNMA - #171430002 / FHLMC - #124731 / FHA - #3213309992 / GNMA # 2454
NMLS # 190465
Intercap on ABC NEWS....
Questions? 1-866-360-8786
If you owe more on your home than it is worth
or your interest rate is HIGHER than 4.5% this
applies to you!
 A Special Government Program
known as
HARP is now available to help
homeowners reduce their interest rate and payment
 in an effort to head off record foreclosures in the
U.S. without the traditional qualification
documentation.  Appraisal or verification of assets
may not be required to qualify for this program.
Call 1-866-360-8786